Naturally, most of them support credit cards with regard to their advantages and convenience. However, a different credit card group / line of thought is strong. This is because of one of the most serious problems facing credit card holders and the credit card industry. However, few irresponsible people can tug the shutters in the credit card industry (or even if there are more than a few). This is not a way to overcome debt from credit cards excessively. Furthermore, the credit card benefits can not be ignored.
There are two aspects to the question of excessive credit card debt. Firstly, the excessive issue of credit card debt at industry level and, secondly, the problem of addressing individually, i.e. the card holder, the excessive issue of credit card debt. This method is to sensitize the public about the problem of excessive credit card debt. This is more or less happening at this time. However, this issue of excessive credit card debt should be addressed even deeper. This means trying to create a system (excessive credit card debt) to solve the problem. This mechanism should indeed be included in the whole system. Such a mechanism must be developed very carefully. Case studies, collected statistics, and the appropriate forum for credit card holders and credit card providers should be taken into account. Currently, credit card providers only develop and enlist new products to their customers. Little attention has been paid to the real issue of excessive credit card debt. Credit card applications may include some kind of compulsory seminars on the root causes of excessive credit card debt. Another solution could be to develop a separate credit card limit system-no standard / product credit limit-to deal with the problem of excessive debts by credit card.
Mechanisms can then proactively alert users to excessive credit card debt or even impose early restrictions on first indicators that can lead to excessive credit card debt at the individual level, including best practices of using credit cards when dealing with excessive credit card debt.